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What is a Grant? How can it help YOU?

There are four main types of grants which include:

1. Federal Pell Grant- Created for low income students seeking an undergraduate degree.

2. Federal Supplemental Educational Opportunity Grant – Offered to extremely low income students; it can be combined with the Pell Grant.

3. Iraq and Afghanistan Grant – Created for a student (under 24 years old) seeking an undergraduate degree but does not qualify for the Federal Pell grant, and parent or legal guardian died while serving in either the Iraq and Afghanistan deployments.

4. Teacher Education Assistance for College & Higher Education Grant- Offered to undergraduate, graduate and post-graduate students. Student must teach full-time in a low-income school in particular fields; this must occur within the first eight years of receiving the degree. As long as the student fulfills the work requirement, the grant is not repaid. If the student does not fulfill the work requirement, the grant amount is converted into a Direct Unsubsidized Loan and must be repaid with interest. Regardless of the grant, as long as qualifications are met, it does not have to be repaid. 

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